{"id":1931,"date":"2016-11-23T06:47:17","date_gmt":"2016-11-23T13:47:17","guid":{"rendered":"http:\/\/josefrancisco1.wpengine.com\/?p=1931"},"modified":"2025-01-07T14:14:17","modified_gmt":"2025-01-07T21:14:17","slug":"espanol-proceso-de-reclamos-de-duenos-de-casa","status":"publish","type":"post","link":"https:\/\/josefrancisco-lawyers.com\/es\/blog\/espanol-proceso-de-reclamos-de-duenos-de-casa\/","title":{"rendered":"Proceso de reclamos de due\u00f1os de casa"},"content":{"rendered":"

Informe de cualquier delito a la polic\u00eda<\/strong>
\nSi usted ha sido v\u00edctima de un robo o su casa ha sido da\u00f1ada o robada, informe a la polic\u00eda. No olvide obtener un informe de la polic\u00eda y anotar los nombres de todos los agentes de la ley con los que usted hable.<\/p>\n

Llame a su agente o compa\u00f1\u00eda de seguros de inmediato<\/strong>
\nLas p\u00f3lizas de seguro ponen un l\u00edmite de tiempo para presentar reclamaciones. Averig\u00fce cu\u00e1l es el l\u00edmite de tiempo. Haga preguntas: \u00bfEstoy cubierto? \u00bfMi reclamo excede mi deducible? (El deducible es la cantidad de p\u00e9rdida que usted se comprometi\u00f3 a pagar cuando compr\u00f3 la p\u00f3liza.) \u00bfCu\u00e1nto tiempo se tardan en procesar mi reclamo? \u00bfVoy a necesitar obtener presupuestos para reparar los da\u00f1os estructurales?<\/p>\n

Haga las reparaciones temporales<\/strong>
\nTome medidas razonables para proteger su propiedad de da\u00f1os adicionales. Guarde los recibos de lo que gasta y entr\u00e9guelos a su compa\u00f1\u00eda de seguros para que se los reembolsen.<\/p>\n

Prepare una lista de art\u00edculos perdidos o da\u00f1ados<\/strong>
\nUsted va a necesitar justificar su p\u00e9rdida. Evite desechar objetos da\u00f1ados hasta que el ajustador haya visitado su casa. Tambi\u00e9n considere fotografiar o grabar en v\u00eddeo el da\u00f1o. Prepare un inventario del contenido de su vivienda, haga una copia para su ajustador y entr\u00e9guele copias de los recibos de los art\u00edculos que est\u00e9n da\u00f1ados, si los tiene.<\/p>\n

Si necesita buscar un nuevo lugar para vivir, guarde sus recibos<\/strong>
\nSi su casa resulta muy da\u00f1ada y debe encontrar otro alojamiento mientras se realizan las reparaciones, lleve un registro de todos los gastos. La mayor\u00eda de las p\u00f3lizas de seguros de vivienda proporcionan cobertura para la “p\u00e9rdida de uso” de su hogar.<\/p>\n

Obtenga los formularios de reclamaci\u00f3n<\/strong>
\nUna vez que su compa\u00f1\u00eda de seguros haya sido notificada de su reclamo, la empresa tiene la obligaci\u00f3n de enviarle los formularios necesarios dentro de un per\u00edodo de tiempo especificado (El per\u00edodo de tiempo var\u00eda de un estado a otro.). Usted debe devolver los formularios debidamente llenos tan pronto como sea posible con el fin de evitar retrasos.<\/p>\n

Haga que un ajustador inspeccione el da\u00f1o a su hogar<\/strong>
\nSu compa\u00f1\u00eda de seguros probablemente se encargar\u00e1 de que un ajustador venga a inspeccionar su casa.<\/p>\n

Una vez que usted y su compa\u00f1\u00eda de seguros est\u00e1n de acuerdo en los t\u00e9rminos de su pago, las leyes estatales requieren que se le env\u00ede este pago puntualmente. En la mayor\u00eda de los casos, su reclamo ser\u00e1 procesado r\u00e1pidamente. Si usted tiene alguna pregunta sobre las leyes de presentaci\u00f3n de reclamaciones en su estado, llame a su agente de seguros o a su departamento estatal de seguros.<\/p>\n

Si su casa sufrio da\u00f1os y tiene que presentar una reclamacion por da\u00f1os a su casa, llamen a la Oficina del abogado Jose Francisco para orientarlos en sus derechos para presentar su reclamacion contra su compa\u00f1ia de seguro<\/a>.<\/p>\n

 <\/p>\n

Art\u00edculos Recomendados:<\/strong><\/p>\n

Demanda por incumplimiento de contrato de seguro de casa<\/a><\/p>\n

Si el agua da\u00f1a su hogar, \u00bfsu compa\u00f1\u00eda de seguros debe pagar?<\/a><\/p>\n

Derechos y obligaciones \u2013 tuyos y de tu aseguradora<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Informe de cualquier delito a la polic\u00eda Si usted ha sido v\u00edctima de un robo o su casa ha sido da\u00f1ada o robada, informe a la polic\u00eda. No olvide obtener un informe de la polic\u00eda y anotar los nombres de todos los agentes de la ley con los que usted hable. Llame a su agente…<\/p>\n","protected":false},"author":4,"featured_media":2603,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[184],"tags":[],"class_list":["post-1931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"yoast_head":"\nProceso de reclamos de due\u00f1os de casa | Jose M. 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