Hialeah Car Accident Lawyer
If a crash in Hialeah left you with medical bills, a damaged car, and time off work, the Law Offices of Jose M. Francisco can take on the insurance company while you focus on getting better. We speak Spanish. The consultation is free, and you pay no attorney fee unless we recover money for you.
Hialeah is one of the busiest driving communities in Miami-Dade. When a wreck happens here, the claim still turns on Florida insurance rules, proof of fault, and how fast the evidence is preserved.
Insurance companies are not on your side
After a crash, the other driver’s insurer often moves fast. They may ask for a recorded statement, question your treatment, or make a low offer before you know the full cost of your injuries. Friendly tone does not change their job. Their job is to close the claim cheap.
Do not sign a release or give a recorded statement until you understand your options. We deal with the adjusters, gather the records that matter, and push for the compensation you need for medical care, lost wages, and the lasting effects of the injury.
Florida car accident rules that affect your claim
Florida is a no-fault state for many crash injuries. That usually means your own Personal Injury Protection (PIP) covers a portion of medical bills and lost wages first, no matter who caused the wreck. PIP has dollar limits, and it does not pay for pain and suffering. When injuries are serious enough, you may step outside no-fault and pursue the at-fault driver for the rest of your losses.
Timing matters in two ways. To protect PIP benefits, you generally need medical care within 14 days of the crash. Separately, Florida shortened the deadline to file many negligence lawsuits to two years. That clock can run while you are still in treatment. Waiting can end the claim before it starts.
Florida also uses modified comparative negligence. If you are found more than half at fault, you may recover nothing. If you are 50% or less at fault, your recovery can be reduced by your share of fault. Insurers lean on that rule. They look for any reason to say you braked late, changed lanes without looking, or somehow caused your own injuries. We build the evidence early so their version of the story is not the only one on file.
Common crash situations we handle
We represent people hurt in Hialeah and nearby Miami-Dade in cases like these:
- Rear-end, left-turn, and intersection collisions
- Crashes involving distracted, impaired, or uninsured drivers
- Rideshare collisions involving Uber or Lyft
- Hit-and-run wrecks and uninsured motorist claims
- Multi-vehicle pileups and commercial vehicle crashes
Rideshare cases often involve more than one policy. Coverage can change based on whether the driver was offline, waiting for a ride, or carrying a passenger. Hit-and-run cases often turn on your own uninsured motorist coverage. We check every available policy before you accept a quick payout that leaves bills unpaid.
What we can help you recover
A serious crash can leave you with ER bills, follow-up care, time off work, and stress that does not show up on a claim form. Depending on the facts of your case, we may pursue compensation for:
- Medical treatment, including ER care, imaging, therapy, and future care
- Lost wages and reduced earning ability if the injury changes how you work
- Pain, suffering, and the limits the injury put on your daily life
- Vehicle repair or replacement and related property loss
You do not have to sort the insurance maze alone. We gather police reports, medical records, photos, and witness information. We tell you what your options are in plain language, including when a case is ready to settle and when more treatment records are still needed.
What to do after a crash
Get medical care if you have not already, especially within the PIP window. Report the crash when required. Save photos, the police report number, and the other driver’s insurance information if you have them. Avoid posting details about the wreck on social media. Then call us. We will ask for what we need and handle the adjusters from there.
If the other insurer already called, you can tell them you have counsel and to contact our office. You do not owe them a recorded statement on their schedule.
How we handle the case after you call
We start with the facts: how the crash happened, who was insured, what treatment you have received, and what bills and wage loss you already face. From there we open the claim channels that apply, request the records, and push back when an adjuster undervalues the injury or tries to shift blame.
Most cases resolve through negotiation. If the insurer will not make a fair offer, we prepare the case for filing. You stay informed in English or Spanish, whichever is easier for you.
FAQ
How soon do I need medical care after a Hialeah car accident?
For PIP benefits, you generally need to see a doctor within 14 days of the crash. Even if you feel fine at the scene, get checked. Some injuries show up later, and early records help connect the harm to the wreck.
How long do I have to file a lawsuit?
Many Florida negligence lawsuits now have a two-year deadline. Evidence also fades as vehicles are repaired and video is overwritten. Call early so deadlines and proof are not lost.
What if I was partly at fault?
You may still recover if you are not more than 50% at fault. Your recovery can be reduced by your share of fault. We review the police report, photos, and witnesses before you accept the insurer’s version of blame.
What if the other driver has no insurance?
You may have uninsured or underinsured motorist coverage on your own policy. We check every available policy, including rideshare coverage when Uber or Lyft is involved.
How much does it cost to hire you?
The consultation is free. For personal injury cases we take, you pay no attorney fee unless we recover money for you.
Talk to us
If you or a family member was hurt in a Hialeah car accident, call the Law Offices of Jose M. Francisco at 305-649-5060.
Hurt in a work injury, a fall, or a truck crash in Hialeah? Talk to a Hialeah personal injury lawyer.
