Plantation Personal Injury Lawyer
If a crash, a job injury, or a fall in Plantation left you with medical bills and time off work, the Law Offices of Jose M. Francisco can take on the insurance company while you focus on getting better. We speak Spanish. The consultation is free, and you pay no attorney fee unless we recover money for you.
Plantation mix of offices, retail, and commute traffic means crash and workplace injuries happen here every week. When you get hurt, the claim still turns on Florida insurance rules, proof of fault, and how fast the evidence is preserved.
Insurance companies are not on your side
After an accident, the other driver’s insurer or a workers’ compensation carrier often moves fast. They may push for a recorded statement, question your treatment, or make a low offer before you know the full cost of your injuries. Friendly tone does not change their job. Their job is to close the claim cheap.
Do not sign a release or give a recorded statement until you understand your options. We deal with the adjusters, gather the records that matter, and push for the compensation you need for medical care, lost wages, and the lasting effects of the injury.
How personal injury claims work in Florida
Many crash injuries start in Florida’s no-fault system. Your own Personal Injury Protection (PIP) often covers a portion of medical bills and lost wages first, no matter who caused the wreck. PIP has dollar limits, and it does not pay for pain and suffering. When injuries are serious enough, you may step outside no-fault and pursue the at-fault driver for the rest of your losses.
Timing matters in two ways. To protect PIP benefits after a car wreck, you generally need medical care within 14 days of the crash. Separately, Florida shortened the deadline to file many negligence lawsuits to two years. That clock can run while you are still in treatment. Waiting can end the claim before it starts.
Florida also uses modified comparative negligence. If you are found more than half at fault, you may recover nothing. If you are 50% or less at fault, your recovery can be reduced by your share of fault. Insurers lean on that rule. They look for any reason to say you caused your own injuries. We build the evidence early so their version of the story is not the only one on file.
Workers’ compensation cases follow different rules. They focus on medical benefits and wage replacement when the carrier delays or denies what you need. Some people have both a workers’ compensation claim and a third-party injury claim. We will tell you which path fits the facts.
What we can help you recover
A serious injury can leave you with ER bills, follow-up care, time off work, and stress that does not show up on a claim form. Depending on the facts of your case, we may pursue compensation for:
- Medical treatment, including ER care, imaging, therapy, and future care
- Lost wages and reduced earning ability if the injury changes how you work
- Pain, suffering, and the limits the injury put on your daily life
- Property damage tied to the wreck, when that applies
In a workers’ compensation case, we focus on medical benefits and wage replacement. You do not have to sort that out alone. We gather the records, deal with the adjusters, and tell you what your options are in plain language.
Proving your injury claim
In a third-party injury case, you generally need to show the other party owed a duty of care, failed that duty, and caused your injuries and losses. Police reports, photos, medical records, and witness statements matter. Insurers often argue the injury was old, minor, or partly your fault. We gather the proof early and keep the claim focused on what the records show. You should not have to argue with an adjuster about your own medical file.
How we can help
We help with car accidents, work accidents, and other injury cases. Start with the one that fits:
If your situation does not match a link above, call anyway. We will tell you whether this looks like a third-party injury case, a workers’ compensation case, or both.
What to do after an injury
Get medical care if you have not already, especially within the PIP window after a crash. Report the incident when required. Save photos, report numbers, and insurance information if you have them. Avoid posting details about the injury on social media.
If an insurer already called, you can tell them you have counsel and to contact our office. You do not owe them a recorded statement on their schedule. When you call us, tell us what happened and who the insurers are. We will ask for what we need and handle the adjusters from there.
How we handle the case after you call
We start with the facts: how you were hurt, who was insured, what treatment you have received, and what bills and wage loss you already face. From there we open the claim channels that apply, request the records, and push back when an adjuster undervalues the injury or tries to shift blame.
Most cases resolve through negotiation. If the insurer will not make a fair offer, we prepare the case for filing. You stay informed in English or Spanish, whichever is easier for you.
FAQ
How soon do I need medical care after an accident in Plantation?
After a car wreck, you generally need to see a doctor within 14 days to protect PIP benefits. Even if you feel fine at the scene, get checked. Early records help connect the harm to the incident.
How long do I have to file a lawsuit?
Many Florida negligence lawsuits now have a two-year deadline. Evidence also fades as vehicles are repaired, scenes change, and video is overwritten. Call early so deadlines and proof are not lost.
What if I was partly at fault?
You may still recover if you are not more than 50% at fault. Your recovery can be reduced by your share of fault. We review the report, photos, and witnesses before you accept the insurer’s version of blame.
Do you handle workers’ compensation and third-party claims?
Yes. Some injuries are workers’ compensation only. Others involve a negligent driver, property owner, or contractor. We sort that out and pursue the claims that fit your facts.
How much does it cost to hire you?
The consultation is free. For personal injury cases we take, you pay no attorney fee unless we recover money for you.
Talk to us
If you or a family member was injured in Plantation, call the Law Offices of Jose M. Francisco at 305-649-5060.
