What Are Your Rights as a Passenger in an Uber or Lyft Auto Accident?

Since the rise of Uber and Lyft in the ridesharing industry, they have expanded their presence in cities across the US. Consequently, rideshare drivers, just like any other motorists, are prone to mistakes that can lead to accidents.

The Law Offices of Jose M. Francisco in Miami, Florida are adept at managing Uber and Lyft accident cases. If you’re uncertain about liability in an accident involving an Uber or Lyft driver, our experienced rideshare accident attorneys can guide you through the legal intricacies and ensure your rights to compensation are protected.

How Can Our Miami Uber and Lyft Accident Lawyers Assist You?

Auto accidents can have a spectrum of outcomes, with severe cases leading to significant injuries and damages. Our Miami rideshare accident lawyers are here to:

  • Identify the liable party for the accident.
  • Collate evidence to establish their negligence.
  • Lodge a claim with the relevant insurance provider.
  • Determine the potential damages you could recover.
  • Calculate non-economic losses, such as pain and suffering.
  • Engage with insurance companies for a just settlement.
  • Handle administrative tasks including lawsuit paperwork.
  • Prepare for trial if insurance offers are unsatisfactory.

With a competent attorney by your side, you can focus on recovery while we handle the legalities.

Uber and Lyft Driving Requirements in Miami

Uber drivers must meet the State of Florida’s minimum driving age, possess valid documentation like an in-state driver’s license, a recent photo, proof of residency, and meet the state’s insurance coverage requirements.

Lyft mandates a state driver’s license and a thorough criminal background check. They also assess the driving record. While they offer a vehicle rental option, those using their cars must provide proof of insurance and registration.

Common Causes of Rideshare Accidents in Miami

Rideshare drivers face similar accident risks as any driver. However, some causes are more frequent when the rideshare driver is at fault:

  • Distracted driving due to passengers or app navigation.
  • Driver fatigue from extended hours.
  • Navigating unfamiliar roads.
  • Unintended speeding.

Understanding the cause is the foundational step our Miami rideshare accident attorneys take when examining your claim, leading to determining insurance liability.

Insurance Coverage in Rideshare Accidents

Florida operates on a no-fault system but allows at-fault claims under specific criteria. If filing against a rideshare driver, the insurance for the rideshare company provides insurance coverage for the driver.

Both Uber and Lyft have similar insurance provisions. Depending on the driver’s app status during the collision:

  • Offline: Personal insurance applies.
  • Available on the app: Limited third-party liability insurance is provided.
  • En route or during a ride: Up to $1 million in third-party liability, including contingent comprehensive and collision coverage.

Passengers in a rideshare vehicle can also claim under the company’s policy.

No-Fault Insurance in Florida

Florida mandates personal injury protection insurance, covering 80% of medical expenses and 60% of lost income post-accident. These benefits are paid regardless of fault. Additionally, you can claim against the at-fault driver and rideshare company for the following:

  • Significant disfigurement or scarring.
  • Death
  • Loss of vital bodily functions.
  • Any injury causing lasting damage.

After a Rideshare Accident, What Steps Should You Take?


  • Prioritize medical attention.
  • Refrain from discussing your case openly.
  • Be cautious about social media posts.
  • Contact a Miami car accident attorney immediately.

Every case is unique. Engaging a rideshare accident attorney promptly ensures your rights remain safeguarded.

When Should I Contact a Miami Uber and Lyft Accident Attorney?

If you’ve suffered injuries due to an Uber or Lyft driver in Miami, our Miami rideshare accident attorneys at the Law Offices of Jose M. Francisco can guide you. Contact us today for a free case evaluation.

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