A car accident in Miami is stressful enough. The last thing you want to deal with is a complicated insurance claim. However, insurance companies are in the business of minimizing payouts, and speaking to them directly after a car accident can inadvertently harm your chances of receiving fair compensation. Here’s why you should be cautious.
They’re Not on Your Side
Remember that insurance adjusters, while seemingly friendly and helpful, are not your advocates. Their primary goal is to settle your claim quickly and cheaply. They may downplay the severity of your injuries or property damage, or try to get you to admit partial fault for the accident.
Anything You Say Can Be Used Against You
Insurance adjusters are trained to ask leading questions and extract information that can be used to reduce the value of your claim. Even an innocent comment like “I’m feeling okay” could be twisted to suggest your injuries aren’t serious. It’s best to avoid giving any statements until you’ve consulted with a Miami car accident attorney who can protect your interests.
You May Not Know the Full Extent of Your Injuries or Damages
After an accident, some injuries may not display symptoms right away. It’s essential to receive a medical evaluation to identify any injuries that may require extensive treatment. In addition, all damage to your car may not be obvious. Our experienced car accident attorneys will assess the full extent of your losses and ensure you receive fair compensation for all damages.
You May Unintentionally Give Up Your Rights
Insurance companies may try to get you to sign a release or agree to a quick settlement before you fully understand the extent of your damages. By doing so, you could be giving up your right to pursue further compensation if your condition worsens or additional damages are discovered later.
You May Not Be Aware of All Your Options
Our experienced Miami auto accident attorneys can help you explore all your options for recovering compensation. They can negotiate with the insurance company on your behalf, gather evidence to support your claim, and even file a lawsuit if necessary to ensure you receive the maximum compensation you deserve.
Contact the Law Offices of Jose M. Francisco
If you’ve been involved in a car accident, the best course of action is to contact our Miami car accident attorneys as soon as possible. We will handle all communication with the insurance company, protect your rights, and guide you through the claims process.
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